Our Lifetime policies provide an annual vet fee limit that is replenished each year. The limit is reinstated at renewal and covers your cat’s veterinary fees for as long as you require, provided your policy is continually renewed.

• Choose from £4,000, £6,000, £8,000, £10,000 or £12,000** of vet fee cover
• 24/7 pet advice from vets and vet nurses with PetConnect^
• Vet fee benefits reinstated when the policy is renewed
• Login to our pet portal where you can submit and track your claim online
• Experienced UK based call centre
• 97% of vet claims paid*** and we can pay your vet direct

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Our Lifetime products are designed to help you with vet’s bills for treating chronic or recurring conditions during the lifetime of your pet. As you would expect, as your pet gets older the likelihood of them falling ill increases; the cost of veterinary procedures also continues to increase. This means that premiums will increase in the future. Therefore if you select this type of policy, you need to be aware of the following – and not just consider the cost and policy terms and conditions that apply for the first year:

• The amount you will have to pay towards each claim (the Policy Excess) and the percentage of vet bills that you will have to cover (Your contribution) will increase as your pet gets older.
• Your premium may increase depending on a number of factors including your pet’s age, breed & gender and the increasing costs of veterinary treatment.
• You are free to cancel your Lifetime policy at any time and switch to another insurer or a different product, but please be aware that most pet insurance policies do not offer cover for pre-existing medical conditions so therefore you may not be able to obtain the same level of cover elsewhere.